ColorBlind™

Hello ColorBlind™ Enthusiasts,

For the rest of 2024 ColorBlind™ will be dedicated to shedding light on the pervasive presence of structural racism across different aspects of life for African Americans. Structural racism isn't just about isolated incidents of prejudice, but the systematic, historical, and institutional disadvantages built into the fabric of society. From education and healthcare to politics and media, these structures reinforce inequality. We will provide you with information on areas where structural racism takes root and persists, with each offering, diving deeper into its manifestation and consequences.

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Redlining, a discriminatory practice that began in the 1930s, is one of the most infamous examples of structural racism in American housing. Redlining denied African Americans the opportunity to own homes in desirable neighborhoods, as banks refused to issue mortgages in predominantly Black areas. These "redlined" areas were deemed too risky for investment solely due to the racial makeup of their inhabitants. As a result, Black families were forced into overcrowded, underfunded neighborhoods, with little opportunity to build wealth through homeownership.

Today, the effects of redlining persist. African Americans still face discrimination in the housing market, as well as gentrification that displaces long-standing Black communities. Predominantly Black neighborhoods are often underfunded, resulting in lower property values, failing infrastructure, and inferior public services. The inability to pass down property wealth to future generations has exacerbated the racial wealth gap, locking many Black families in cycles of poverty.

Reversing the legacy of redlining requires more than just ending overt discrimination—it demands systemic reforms to housing policies, targeted investments in historically marginalized communities, and accountability in the banking and real estate sectors. Only through such efforts can African Americans gain equal access to the American Dream of homeownership.

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Thanks for reading,
Cedric

Thank you for reading this edition of ColorBlind™ brought to you by The Montague Collection. Stay tuned to our next issue!